Guaranteed Auto Frequently Asked Questions

Before you visit our used car dealership near Celina, OH, check out the Guaranteed Auto Frequently Asked Questions. Get answers to your inquiries about our used car financing options, including the Lease It Own It program that allows you to lease a pre-owned vehicle. Drive home in a pre-owned truck or SUV you love with a used car lease!

What are your auto finance options?
We offer traditional bank financing and we offer an in-house used car lease program.

What are your used car lease specials?
We offer free oil changes to our customers who lease a used car near Celina, OH, throughout the term of their lease.

What will my used car down payment be?
Our full down payment is $1,700 plus fees.  However, we allow you to drive for as little as $500. Speak with our used car financing team to learn more.

Can I use my trade-in as a down payment?
Yes, your trade-in can definitely be used as a portion of the down payment for your used car. Value your trade-in online to see how much it could be worth!

How does the Lease It Own It program work?
The in-house lease program includes a 2-year lease payment option, as well as a 2.5-year payment plan. At the end of the lease terms, you’ll own your used car with a residual buyout.

How do I qualify for traditional bank financing?
If you complete a credit application, we can do a credit check for bank financing.

Is Guaranteed Auto just for people with bad credit or subprime auto loans?
Guaranteed Auto provides all types of financing including used car leasing plans and subprime auto loans. Our Ohio car dealerships work with several banks that accept all types of credit.

Will I have monthly car payments or bi-weekly car payments?
We like to set the in-house program payments due on the customer’s pay days.

Do all your vehicles qualify for the Lease It Own It program?
We have a select inventory that qualifies for the used car lease program, but our entire inventory qualifies for bank financing.

What is GAP Insurance?
GAP insurance is a benefit that covers your remaining car payments in the event of a total loss. Ask the used car financing team at Guaranteed Auto about affordable GAP insurance!